We terminated our verizon fios contract end of September, was told to call for final billing cycle, called them on 11/22 and asked for the final bill. We paid the 373.67 they told us was the total bill ON TIME. This was the FULL amount they stated was due. Thought that was the end of the matter. Check my FICO score in prepartion for mortgage application and realize that verizon has reported me to the credit bureau as collection on 12/1--8 days after I paid the final bill ON TIME. Dropped my FICO score from above 800 where it has been for years to 600s. Call the customer service number 12/30/19 and first they keep saying there is no amount due, the account is closed and settled, they don't know what I am talking about. I spoke to the same rep who took payment for the bill and she said she would send me an email stating the account was paid in full. I call back 30 minutes later, told she is on break, call back in 20 minutes, call back again and told she has left for day. She never sent the email she promised and was never available after that first conversation.
Then I speak to a very helpful manager who said she would look into it and call me back the next day. She actually called back 12/31 and was very helpful, had said she had listened to the phone logs and yes, I was told I had paid my bill in full and settled and she was unclear on why there is an outstanding balance. To speed things up, even though I don't think we actually owe any money, we paid it--which involved reactivating our account since the records showed it as closed and settled. She was kind enough to send an email saying the account was paid in full and settled on 1/2/19 to show to the Credit Reporting department.
I then contacted Verizon Credit Reporting bureau again, I had spoken to them multiple times and this time I spoke with Christine who said she saw the payment on 12/31 but couldn't do anything until they get notification from Collections. I said I had the email from them stating account is paid in full, can I forward this to them. They wouldn't provide an email or fax number to send it to. She gave me the extension for her supervisior. I have called 6 times and left 4 voicemails and have had no response. I need to have this resolved ASAP.
We are incredibly frustrated and stressed, at our wit's end. We have been saving for a house for over 10 years, have excellent credit that we have worked so hard to maintain and now in one fell swoop of sheer incompetence, Verizon has ruined it all. We have gone from excellent credit risk to sub prime borrowers all due to Verizon incompetence. We may not get a mortage or rates that let us afford our home.
Ms. Tucker seems to be the only one able or willing to help, and we are very appreciative of her efforts that have gone above and beyond but cannot believe the indifference and incompetence of the rest of the people we have contacted. One department is unable to talk to another and they are ruining people's lives and shrugging their shoulders as if it's no big deal! I will be filing complaints with the FCC, NY AG office, BBB and NY state public service commission.